- Reliance Money’s investment process begins with identification of the client’s risk tolerance derived by answering a set of scientifically designed questionnaire. The client’s risk appetite will be evaluated based on this client profiling exercise.
- Reliance Money analyzes the client’s investment objectives like investing in children’s education, marriage expenses, retirement planning etc. and existing investment pattern. These points along with their risk appetite are kept in mind while building a portfolio.
- With a clear understanding of the client’s current financial situation, future plans and risk profile, Reliance Money constructs a suitable asset allocation plan. During this exercise, the team also evaluates and realigns the client’s existing investments as per the suggested asset allocation (in case required by the client).
- Reliance Money gives advice on all asset classes and from a wide range of investment offerings and builds an Investment plan based on the client’s financial needs. Products are selected based on comprehensive parameters - both quantitative & qualitative. While giving recommendation percentage exposure of product in portfolio is also taken into consideration.
- Reliance Money would monitor the client’s portfolio periodically and rebalance it so as to maintain the asset allocation. The portfolio will be aligned to any changes in macroeconomic factors that might affect the investments.
- Reliance Money reviews all portfolios periodically as the client’s investment priorities and financial needs might change over a period of time. The company ensures that the client’s exposure to risk within the portfolio does not increase unintentionally and unnecessarily over a period of time.